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Getting a Loan

Financing a home can be one of the most expensive, and complicated, parts of a home purchase. There are points, APR, fixed-rate loans, adjustable loans, balloon loans, reverse loans, and combinations of all the above. For loan approval one must show income, down payment, job, shoe size—well, you get the point.

We recommend buyers have a pre-approved loan in place before looking at homes. This is especially important in today's market: multiple offers and homes selling for more than the asking price.

In many cases, sellers eliminate all offers that don't come with a pre-approved loan. Do yourself a favor, get pre-approved. And we don't mean pre-qualified.

For assistance, fill out our Buyer's form.

Broker & CPA: Ron Parks
Telephone: 415-297-9000

Licensed by the California Department of Real Estate.
Broker's License: #01524550